In 1871, Stephen, his wife and one of their sons are living in much less salubrious accomodation in Woolston, Southampton. What happened in the intervening years to lead to this is unknown.
In 1875, Stephen's brothers became bankrupt with the failure of the tin plate business. This appears to have lead to the loss of £3000 which had been Stephen's wife's marriage settlement and which had been invested in the business.
In January 1877, Stephen was sentenced by a court in Merionethshire to one month hard labour for fraud. He had paid for a hotel with a fraudulant cheque. In April the same year he was sentenced to 12 months in prison for the same offence, this time in London and using the name of George Melville. He appears to have served that sentence but was, again, sentenced to another 12 months for the same offence again in June 1878 this time using the name Edward Jones. He died while serving this sentence and was buried on the 13th November 1878 in Brompton Cemetery.
Maybe by coincidence or maybe by intention, Stephen's wife Helen, who died in 1882, was also buried in the same cemetery, just yards from Stephen. She was buried in a private grave while he was in a common grave. She had been living in Pimilco at the time of her death.
(1) The Grange was a house belonging to the Flaxley Estate. It was demolished in the 1960s.